No. Terovia is a personal financial management software tool. It provides tracking templates, sequence calculations, and organization systems. It does not issue loans, negotiate with creditors, or provide licensed financial advice.
Your account transitions to the free Standard Tracker plan automatically. You will not be billed unless you explicitly select a paid subscription and enter payment details.
Most users log their active balances, minimum payments, and interest rates within 15 to 30 minutes using our manual input forms or spreadsheet import.
No. Your input data is used solely within your account to generate payment schedules. We do not sell user data or transmit information to credit reporting agencies.
Yes. Terovia supports standard CSV and Excel file formats to import existing liability logs without manual re-entry.
You can export all your structured data to CSV format at any time and close your account directly through account settings with a single action.
